Mecklenburg County, NC foreclosures & upcoming sales
Weekly snapshot of posted foreclosure and tax-sale notices in Mecklenburg County, North Carolina. Updated October 26, 2026.
Notices by sale month
| Month | Notices |
|---|---|
| October 2026 | 4 |
| November 2026 | 9 |
| December 2026 | 3 |
Top cities
| City | Notices |
|---|---|
| Charlotte | 14 |
| Huntersville | 1 |
| Cornelius | 1 |
Sale type
| Type | Notices |
|---|---|
| Trustee sale | 16 |
How foreclosure sales work in Mecklenburg County
North Carolina mortgage foreclosures are usually non-judicial power-of-sale foreclosures. After a hearing before the Mecklenburg County clerk of superior court, the substitute trustee sells the property at public auction, normally at the courthouse. Tax foreclosures are brought by the county tax collector in court (N.C.G.S. 105-374) or by docketing a judgment (N.C.G.S. 105-375), and are sold by a commissioner or the sheriff.
Every sale is followed by a 10-day upset bid period, so the high bid on sale day is not final. Sales are often postponed or cancelled when the owner pays, so confirm the date with the trustee or attorney named in the notice shortly before the sale.
Our North Carolina data comes from the published sale lists of substitute-trustee law firms and from official county tax-foreclosure pages. It does not yet include every trustee, so some sales in the county are not listed; more coming.
This is general information, not legal, financial or investment advice. Talk to a North Carolina real-estate attorney before you bid.
Early leads: members also see 615 Mecklenburg County properties that are in tax foreclosure but have no sale date set yet. They are listed separately from scheduled sales in the dashboard and may be paid off before any sale.
Mecklenburg County foreclosure snapshot
This week's Mecklenburg County data has 16 active notices. Charlotte accounts for 14 of them, and 13 are set for sale within 30 days.
Mecklenburg County foreclosure FAQ
When is the next foreclosure sale in Mecklenburg County, North Carolina?
The next scheduled sale date in our data is October 27, 2026. North Carolina foreclosure sales can be held on any weekday (not a legal holiday) between 10 a.m. and 4 p.m. at the courthouse door or the place named in the notice (N.C.G.S. 45-21.23).
How does a North Carolina foreclosure reach a sale?
Most North Carolina mortgage foreclosures are power-of-sale foreclosures under a deed of trust. The clerk of superior court holds a hearing (N.C.G.S. 45-21.16), and the substitute trustee then posts the notice of sale at the courthouse for 20 days and publishes it in a local newspaper once a week for two weeks (N.C.G.S. 45-21.17).
What is the upset bid period?
After a North Carolina foreclosure or tax foreclosure sale, anyone can file an upset bid with the clerk within 10 days. The minimum raise is 5% of the high bid or $750, whichever is greater (N.C.G.S. 45-21.27). Each upset bid restarts the 10-day period; the sale is final only after a period passes with no new bid.
How many foreclosures are listed in Mecklenburg County right now?
As of October 26, 2026 there are 16 active notices with an upcoming sale date: 16 trustee sales and 0 tax foreclosures. Charlotte has the most (14).
Get the full Mecklenburg County list
Members see every notice with the property address, sale date, opening bid or amount owed where listed, appraisal-district value, a deal score, and a map, refreshed weekly across all covered counties.
Nearby covered counties
- Cabarrus County foreclosures
- Gaston County foreclosures
- Union County foreclosures
- Iredell County foreclosures
- All North Carolina counties
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Informational purposes only. Not an appraisal, legal, or financial advice. Data is compiled from public county records and appraisal-district data and may be incomplete or inaccurate; verify all information independently before acting. Not a consumer reporting agency; this data may not be used for any purpose covered by the Fair Credit Reporting Act (FCRA), including credit, employment, insurance, or tenant screening.