Stearns County, MN foreclosure auctions
Weekly snapshot of posted foreclosure and tax-sale notices in Stearns County, Minnesota. Updated October 26, 2026.
Notices by sale month
| Month | Notices |
|---|---|
| October 2026 | 8 |
| November 2026 | 19 |
| December 2026 | 14 |
| January 2027 | 9 |
| March 2027 | 1 |
Top cities
| City | Notices |
|---|---|
| Saint Cloud | 29 |
| Sartell | 7 |
| Saint Joseph | 3 |
| Albany | 2 |
| Paynesville | 2 |
Sale type
| Type | Notices |
|---|---|
| Sheriff sale (foreclosure) | 51 |
How foreclosure sales work in Stearns County
Most Minnesota mortgage foreclosures are by advertisement. After the notice of sale runs for six weeks, the Stearns County Sheriff auctions the property; the lender usually bids first, and other bidders pay in certified funds at the sale.
The winning bidder gets a sheriff's certificate of sale, and the owner usually has six months to redeem. Sales are often postponed, so confirm the date with the sheriff shortly before the sale.
Our Minnesota data comes from official sheriff sale lists. It does not yet include every county; more coming.
This is general information, not legal, financial or investment advice. Talk to a Minnesota real-estate attorney before you bid.
Stearns County foreclosure snapshot
This week's Stearns County data has 51 active listings. Saint Cloud accounts for 29 of them, and 27 are set for sale within 30 days.
Stearns County foreclosure FAQ
When is the next foreclosure auction in Stearns County, Minnesota?
The next scheduled sale date in our data is October 27, 2026. Minnesota sheriff sales are often postponed, so confirm with the sheriff right before the sale.
How does a Minnesota foreclosure reach a sale?
Most Minnesota mortgage foreclosures are by advertisement, without a lawsuit. The lender's attorney publishes a notice of sale for six weeks, and the county sheriff sells the property at public auction (Minn. Stat. chapter 580). Some foreclosures go through the courts instead (chapter 581).
Is there a redemption period after a Minnesota sheriff sale?
Usually yes. The owner can most often redeem for six months after the sale, and in some cases up to twelve months (Minn. Stat. 580.23). The buyer receives a sheriff's certificate of sale and gets title only if the property is not redeemed.
How many sales are listed in Stearns County right now?
As of October 26, 2026 there are 51 active sale listings with an upcoming sale date. Saint Cloud has the most (29).
Get the full Stearns County list
Members see every notice with the property address, sale date, opening bid or amount owed where listed, appraisal-district value, a deal score, and a map, refreshed weekly across all covered counties.
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Informational purposes only. Not an appraisal, legal, or financial advice. Data is compiled from public county records and appraisal-district data and may be incomplete or inaccurate; verify all information independently before acting. Not a consumer reporting agency; this data may not be used for any purpose covered by the Fair Credit Reporting Act (FCRA), including credit, employment, insurance, or tenant screening.